Five card controls you should turn on today

Your card is safest when it can only do exactly what you need it to. These five controls take seconds to enable and close the most common doors fraudsters use.

• Freeze instantly when you misplace a card
• Set a monthly spend limit per card
• Disable contactless when you don't need it
• Block international payments by default
• Create a single-use virtual card for new merchants

Use virtual cards for subscriptions

Give every recurring merchant its own virtual card with a tight limit. If one is ever leaked, you freeze that card alone — your main account is never exposed.