TRANSFERS
Learn moreSend & receive money — anywhere
Move money to 100+ countries with transparent fees and the mid-market rate. Free transfers between Ego users.
Banking, Transfers & Payments all in one place
Seamless money transfers, bill payments, savings and global transactions for individuals and businesses. One account. Every currency.
WHAT YOU GET
Everything you need to manage money
Core products. One account. Built around how you actually live and work.
BILL PAYMENT
Learn moreEvery bill, one place
Pay electricity, internet, TV, school fees, airtime — schedule recurring payments and never miss a due date.
LOANS
Learn moreBorrow Instantly
Quick loans, fair terms — right when you need them.
CARDS
Learn moreVirtual & physical cards
Issue unlimited virtual cards or physical cards for everyday use, delivered within 48 hours.
CONVERT
Learn moreSwap & Spend Global
Convert currencies in seconds and transact like a local anywhere.
SAVINGS
Learn moreSave smarter, automatically
Set goals, automate deposits, and earn competitive yields. Your money, working while you sleep.
WHY EGO FINANCE
The fastest way to do more with your money
We rebuilt the banking experience around speed, transparency and trust — without the jargon, queues, or hidden fees.
Lightning fast
Most transactions settle in under 30 seconds.
Bank-grade security
256-bit encryption, biometrics, 2FA.
Global by default
USD, EUR, GBP, NGN, and more.
Built for everyone
Personal and business accounts, one platform.
TOOLS FOR SUCCESSFUL TRANSACTIONS
Open an accountCost-Free Business Banking Account
Create your business account using your business name, address and contact details. Get access to support and complete control of your account.
TOOLS FOR SUCCESSFUL TRANSACTIONS
Request a POSPoint Of Sale Terminal
Effortlessly process card payments with a dependable POS system for quick settlements, hassle-free dispute resolution, and immediate transactions.
LOVED BY PEOPLE
Hear from real users
“Ego replaced three apps for me. Transfers, cards and payroll — everything in one place. The UX is beautiful.”
Adaeze O.Trader“Getting paid by international clients used to take days. Now it's minutes, with a fair rate. Game changer.”
Tomi A.Freelance Designer“Our team uses Ego for vendor payments. The dashboard is clean and the support team actually responds.”
Chuka I.Operations Lead, Brava
Your money, in your pocket. Get the app.
Available on iOS and Android. Open an account in under 3 minutes.
FAQ
Browse all FAQQuestions, answered
Can't find what you're looking for? Visit our help center.
Yes. Funds are held with regulated partner institutions, and we use 256-bit encryption, biometrics, and 2FA on every account.
Personal accounts are free to open and free to maintain. We charge transparent fees only on selected services.
We support transfers to 100+ countries. Account opening is currently available in select African and European markets.
Most local transfers settle in under 30 seconds. International transfers typically arrive the same day.