DEVELOPERS

The financial API for builders

Move money, issue cards and verify customers with a few lines of code. One API for payments, transfers, accounts and identity — built to scale from your first call to your millionth.

Get API keys Explore the API

request.sh

# Create a payment
curl https://api.egofinance.com/v1/payments \
  -H "Authorization: Bearer $EGO_KEY" \
  -d amount=5000 \
  -d currency="NGN" \
  -d recipient="acct_8f2a1c"

WHAT YOU CAN BUILD

One API, every money movement

Composable building blocks for any financial product you can imagine.

Payments API

Accept cards, bank transfers and wallets with a single integration and instant settlement.

Transfers API

Move money to 100+ countries programmatically with the mid-market rate and transparent fees.

Accounts API

Spin up virtual and multi-currency accounts for your users in a single call.

Cards API

Issue virtual and physical cards, set spend controls and stream authorizations in real time.

Identity & KYC

Verify customers with document checks, liveness and AML screening out of the box.

Webhooks

Subscribe to real-time events for payments, transfers and card activity — signed and reliable.

SIMPLE INTEGRATION

Send your first payment in minutes

No boilerplate, no ceremony. Authenticate with a single key, make a request, and get a clean, predictable JSON response every time.

Idempotency keys on every write
Typed SDKs for Node, Python & Go
Signed, reliable webhooks

200 OK — response.json

{
  "id": "pay_3kd9x2",
  "status": "succeeded",
  "amount": 5000,
  "currency": "NGN",
  "created": 1748390400
}

How it Works

From sandbox to production in three steps.

Get your keys

Create a free developer account and grab your sandbox API keys in seconds.

Make your first call

Use our SDKs or plain HTTP to send a test payment in a fully sandboxed environment.

Go live

Complete verification, swap in your live keys, and start processing real transactions.

WHY EGO FINANCE

Infrastructure you can trust

Fast by default

Median API response under 200ms, with 99.99% uptime backed by our status page.

Secure & compliant

PCI-DSS Level 1, end-to-end encryption and signed webhooks on every endpoint.

Developer-first

Clean REST design, typed SDKs, idempotency keys and docs engineers actually enjoy.

Built for scale

Multi-currency, multi-region infrastructure that grows from your first call to your millionth.

USE CASES

Real-world things teams build

Embed wallets and payments inside your app

Automate payroll and vendor payouts

Issue branded cards to your customers

Run marketplace split-settlements

Verify users with KYC and AML checks

Reconcile transactions with webhooks

Be the first to integrate

The Ego Finance API is rolling out to developers now. Join the waitlist for early access and sandbox keys.

Join the waitlist